Insuring a Bright Future

Products

Home & Auto

We have years of insurance experience helping clients prepare for the unknown. Ask about:

Home
High Valued Homes
Umbrellas
Auto
Fire
Flood
Earthquake
Renters
Vacant Property
Bad Drivers Welcome
SR22
Non-ownership Liability
Motorcycle
RV, Jet SKies, Boats, Travel Trailers
Classic Car's

Commercial Auto

When it comes to commercial insurance TCIS has your back.

Ask about:

Commercial Auto
Physical Damage
Non-Owned & Hired
Motor Truck Cargo
EPLI
General Liability
Umbrellas
Workers Compensation
Owner Operators
Fleets
Bobtail Liability
New Ventures Welcome

Contractors

Everyone has different insurance needs for their business.

Ask About:

General Liability (all class codes)
Property
Equipment & Tools
Bonds
Business Auto
Umbrellas
EPLI
Workers Comp (all class codes)
PEO's & HR Services

What we Write

Auto, Home & Business.....

We insure the GOOD, the BAD & the UGLY. Are you looking for a new agent that will work for you? TCIS specializes in commercial insurance. Whether you’re a small individual or a large corporation TCIS can help.

We are a family owned and operated agency bringing 18 year’s experience in the commercial insurance industry; striving in customer service. We believe in building long relationships with our clients.

We have Admitted & Non-Admitted carriers with A ratings or better. Clutter Insurance also has all your markets for personal lines too. We have great rates for Auto, Home, Renters & all your Toys!

Our Product List

We offer insurance for the following products, but not limited to:

Contractor’s (all class codes)
Bonds (dealership, contractors, notary, Janitorial, tax & many more)
Commercial Auto (limits to 2, 000,000)
Workers Comp (all class codes)
Truckers (local & longhaul to 48 States)
Cargo
General Liability (limits to 3,000,000)
Property
Umbrellas (personal and/or commercial)
Earthquake (CEA)
Flood
Vacant Building or Home
Mobile Home Parks
Modular Homes
Apartment Buildings
Condos/Townhomes
Shopping Malls
Cannabis Retail & Wholesalers
Smoke/Cigarette/Vape Stores
Gas Stations
Retail Shops
Garage Liability, Garage Keepers & Physical Damage
Bio Diesel Plants
EPLI
Professional Liability
Cyber Liability
E & O
Liquor Liability
Bars/Taverns
Christmas Tree Lots
Gyms
Hotels/Motels
Restaurants, Diners
Parking Garage
Special Event
Personal Auto, Motorcycle, RV, Boat, Travel Trailers & Classic Cars
Home & Renters
Bad Driver's, No Licence ok!
Instant SR22
High Valued Homes
And More!

Stress Less

Let us shop your insurance, so you don't have too!

As brokers we have access to many different insurance products & programs so you can get the right one that works for you.

Broker-Agent

Teresa Clutter started her journey in the insurance industry in 1996. In February 2007 she took the plunge and opened her own agency located in Tracy, CA. We are now licensed in 4 States, California, Nevada, Arizona and Texas.

CSR / Personal Lines

Mayra Gonzalez joined our team in March 2018. Mayra has worked in the insurance industry for 12 years and is currently working on her agency license. Hablo Español

CSR / Office Admin

Brittoni Chavez is the daughter of Teresa Clutter. Brittoni has been working beside her mother for 7 years now. She keeps our policies in order and over sees the office. If you need a COI or WOS Brittoni is your girl!