Insuring a Bright Future
Get the right insurance plans for peace-of-mind!
Products
Home & Auto
Commercial Auto
Commercial Auto
We have years of insurance experience helping clients prepare for the unknown.
Ask about:
- Homeowners
- High Valued Homes
- Mobile & Modular Homes
- Umbrellas
- Auto
- Fire Dwelling
- Flood
- Earthquake
- Renters
- Vacant Property
- Bad Drivers Welcome
- SR22
- Non-ownership Liability
- Motorcycle
- RV, Jet Skies, Boats, Travel Trailers
- Classic Car's
Commercial Auto
Commercial Auto
Commercial Auto
When it comes to commercial insurance TCIS has your back.
Ask about:
- Commercial Auto
- Physical Damage
- Non-Owned & Hired
- Trailer Interchange
- Motor Truck Cargo
- EPLI
- General Liability
- Umbrellas
- Workers Compensation
- Owner Operators
- Fleets
- Bobtail Liability / Non Trucking
- New Ventures Welcome
- Occupational Accident
Contractors
Commercial Auto
Contractors
Everyone has different insurance needs for their business.
Ask About:
- General Liability (all class codes)
- Property
- Equipment & Tools
- Bonds
- Business Auto
- Umbrellas / Excess
- EPLI
- Workers Comp (all class codes)
- PEO's & HR Services
- Cyber Liability
What we Write
Auto, Home & Business.....
We insure the GOOD, the BAD & the UGLY. Are you looking for a new agent that will work for you? TCIS specializes in commercial insurance. Whether you’re a small individual or a large corporation TCIS can help.
We are a family owned and operated agency bringing 20 year’s experience in the commercial insurance industry; striving in customer service. We believe in building long relationships with our clients.
We have Admitted & Non-Admitted carriers with A ratings or better. Clutter Insurance also has all your markets for personal lines too. We have great rates for Auto, Home, Renters & all your Toys!
Our Product List
We offer insurance for the following products, but not limited to:
- Contractor’s (all class codes)
- Bonds (dealership, contractors, notary, Janitorial, tax & many more)
- Commercial Auto (limits to 2, 000,000)
- Workers Comp (all class codes)
- Truckers (local & long-haul to 48 States)
- Cargo
- General Liability (limits to 3,000,000)
- Property
- Umbrellas (personal and/or commercial)
- Earthquake
- Flood
- Vacant Building or Home
- Mobile Home Parks
- Modular Homes
- Apartment Buildings
- Condos/Townhomes
- Shopping Malls
- Cannabis Retail & Wholesalers
- Smoke/Cigarette/Vape Stores
- Gas Stations
- Retail Shops
- Garage Liability, Garage Keepers & Physical Damage
- Bio Diesel Plants
- EPLI
- Professional Liability
- Cyber Liability
- E & O
- Liquor Liability
- Bars/Taverns
- Christmas Tree Lots
- Gyms
- Hotels/Motels
- Restaurants, Diners
- Parking Garage
- Special Event
- Personal Auto, Motorcycle, RV, Boat, Travel Trailers & Classic Cars
- Home & Renters
- Bad Driver's, No License ok!
- Instant SR22
- High Valued Homes
- And More!
Stress Less
Let us shop your insurance, so you don't have too!
As brokers we have access to many different insurance products & programs so you can get the right one that works for you.
Broker-Agent Lic 0E50327
Teresa Clutter started her journey in the insurance industry in 1996. In February 2007 she took the plunge and opened her own agency located in Modesto, CA. We are now licensed in 7 States, California, Nevada, Arizona, Texas, Montana,Utah & Oregon!
Send your commercial quote request to TeresaC@clutterinsurance.com
Office Manager / CSR
Brittoni Chavez is the daughter of Teresa Clutter. Brittoni has been working beside her mother for 8 years now. She keeps our policies in order and over sees the office. If you need a COI or WOS Brittoni is your girl!
Send your requests to:
Commercial Lines Agent Lic 0896003
Jason Dubey joined our team in April 2020. I have known Jason Dubey for more than 19 year's now, once upon a time I was his CSA. Jason has been in the insurance industry for over 20 years. His specialties are Commercial Property and Workers Compensation. TCIS is excited to have him aboard!